Secrets of the Millionaire Mind by Harv Eker [Book Summary – Review]


Everyone has a distinct relationship with cash and riches. In some people the Midas touch that converts everything they touch into gold is had. Other people make a lot of money with a good business concept, but then they are self-righteous and throw it all out the window or lose it due to bad investments. Others don’t invest a penny and always go bankrupt.

By many human-beings, it is thought that once they have the right knowledge of business strategies and financial management, they will automatically become financially successful. However, what does not rely on talents, luck, and fate, as much as the unconscious thought patterns that we all place in us is their revenue and monetary transactions.

In every one, a certain mindset, that is permanently stored on their internal “hard drives”, is found. Meanwhile, millionaires are programmed for riches, others are programmed for middle or low revenue. These thoughts are shaped by childhood experiences and role models patterns and lead our action enough to directly affect our later level of well-being.

Even though we speak thousands, millions, and even billions, people’s earnings rarely deviate from the levels set for them in childhood. Why? The reason is that the subconscious organizes them like a thermostat. If their thermostats are set too low, they’ll scatter their money around as soon as they get a little additional money in their hands. However, if their thermostats are set high, that is, on fortune, they immediately make up for it by saving money shortages and generally increase their riches.

Because most people are programmed to earn a low revenue, it means that many people have the potential to get rich – but by very few people, staying rich and accumulating lasting wealth are succeeded. In opposition, self-made billionaires like Donald Trump always get their wealth back because of thinking like billionaires, although they can lose unimaginable amounts of money at times. Anyone who desires to follow his instance should find out to ignore old thought patterns and overwrite them with millionaire thought.


Try Audible and Get Two Free AudiobooksOpens in a new tab.



Chapter 1 – The things that are shaped by what our parents inform us about cash are our thinking models.


Our intelligence is similar to computers where the most significant programs are set up in childhood: models attached to us are based on our first impressions. The things we hear our parents say about money over and over as children are permanently stored in our minds and eventually form our opinions that determine the way we think about cash later in our lives.

Words like “Money is the base of all evil”, “Money does not grow in trees” and “You cannot buy delightfulness” are placed in our minds as our money plan and our thoughts about money are affected. Because our parents affect our behavior most when we are young, there are only two ways to deal with their ideas about money and wealth. We can identify with them and admit them, or we can resist and deny them.

Either we consider cash and riches on the same range as our parents, or we desire to do things in a completely distinct way. Nevertheless, resistance alone is not adequate to break the mold of your financial plan.



The reason for it is that human-beings who resist are often guided by the false motivation to get riches. They don’t desire to be rich – they just desire to resist their stony-broke parents or sense superior to them. The behavior they discovered from their parents is still so dominant that even if they put in a lot of effort and made some money, if they didn’t work well on themselves and broke the internalized money plan, they would likely lose it quickly.

However, due to those who discover “everything is possible with money” at a young age will have a much simpler time making money, the motivation to be free and independent via riches can also be filled with money.


Chapter 2 – It is our parents’ revenue strategies that are reproduced unawares.


Our internalized behavior to cash and riches is based not only on what we hear our parents say about money but also on a specially conditioned behavioral model: the way our parents gain their money and the way we manage it.

It is a valid answer to the question “By my mother, it is always done this way”, why it is important how you manage the money – it is no different from why you make macaroni the way you do it. So, when you ask your mother for money as a child and ask your father to ask, the opinion that the man is charged for the finances and the woman cannot administer the money leaves an impression in our minds.

Or if our parents, for instance, have experienced World War II or an economic crisis, their experiences of famine will affect our behavioral molds and by us, it is always thought that the money we have will never be adequate.

It is the experiences we have as youthful human-beings that are crucial to our first steps in dealing with money because we have deeply studied our parents’ behavior and protected them in our subconscious. And when we begin making money as youthful grown-ups, by us, unwittingly our parents’ revenue patterns are copied.



Eker presents his story as the best instance: As a builder, Eker’s father makes a fortune by purchasing and selling houses over and over, but then he invests all his profits in novel projects and always goes bankrupt. And Eker himself had consistently imitated this roller coaster in his early business endeavors, without understanding the root of his failure.

Humans are an alien of a habit, and when we discover something, it’s not simple to forget it. By us it can be broken away from our parental thought constructions as follows; only later by realizing and deliberately turning the key.


Chapter 3 – Before you change your path of thought, do a comprehensive inventory.


If you do not reach the level of well-being you want, this is regularly related to external factors instead of an unconscious internal environment. However, it is nevermore too late to switch that.

Admitting that you fall into such a model of thought and therefore cannot get rich is the initial step to becoming more financially achievement. The next thing you need to do after breaking this pattern is to understand where it came from: what habits and behavioral patterns did we learn from our parents and what impacts did they have? What thought patterns do you follow yourself? How much fortune are you programmed to make? What unawares strategies do we use to hold our account balances high?



Provide an overview of your schedule by writing down how your role models deal with money issues and which of your parents’ words are based on your mind and affect your behavior. Does constantly hearing “we cannot afford this” make you believe that you cannot afford anything?

What can be particularly enlightening is analyzing your current finances as it gives you an opinion of ​​your programming. The amount of money in your bank account demonstrates how much cash you need to gain at that moment and whether you need to spend or save more.  What shows up that we unawares tend to win or lose is the achievement or failure of investment firms.

Once you learn how you are conditioned during self-check, discerning that you have the choice to embrace another way of thinking and switch yourself is all you have to do – that is, by “turning the key to your inner world.” or replacing your thoughts and old thought patterns with novel ones for riches.


Chapter 4 – Crushing the mold with novel leading principles and novel actions.


While it’s excellent to get rich just by reading books – knowing the theory behind fortune creation or hearing what you need to do differently to get millions in commission – unfortunately it’s not enough. On our part, old information about money in our systems must be overwritten, also, novel information needs to be recorded.

Our attitude towards cash was regularly voiced before us when we were young. If changing them is wanted by us, we must discover novel and better principles about money and fortune, and get into the habit of spelling them to ourselves like a mantra.



Especially, this means that when you say your attitudes out loud every evening, they will gradually instill themselves into your way of thinking and start changing your millionaire way of thinking from your traditional way of thinking. Examples of memorable idioms are “I have a millionaire’s brain” or “My money works hard for me and gains more”.

Sure, current folders in your storage cabinet can just be resolved if you are performing aware action changes. You can simply really find out if you do something novel yourself. We, individuals, are beings of habit, and anyone who desires to switch their relationship with money requires to change their habits. While doing this, by T. Harv Eker, the behavior pattern he received from his father was deliberately broken, a gym was established, and, by him, even it wasn’t given up before turning him into an achievement chain and gaining millions.

Ourselves must be trained to behave correctly. For instance, imagine you are in a mall and you see a discounted handbag. You are usually programmed to figure: “Take it, this is a bargain!” However, at the moment, you should know to use your fresh program: “If you are on a loan, you shouldn’t purchase anything else.”

When you continually verbally validate your thoughts and take concrete measures, by you, patterns of wrong thinking can be gradually figured out and be learned to act like a millionaire.


Chapter 5 – You must discover to take destiny into your own hands if you desire to be wealthy.


If by you, it is desired to be a financial achievement, it must be internalized the opinion that you have authority over your own (financial) vita. It is known by wealthy human-beings that they’re behind the wheel, while financially weak people always sit in the backseat and leave control of their revenue to others.

The remarkable thing is people who are already poor give half their wages on lottery tickets, hoping to be lucky and have a big time. On other hand, by wealthy individuals, it isn’t gambled or waited for riches to fall into their arms to be wealthy.

People who often put themselves in the role of victims are poor individuals and the people blame everyone they can – be it the government, their employers, or the economic circumstance. However, nothing about your circumstance will switch until you discern that you are the one who decides the scale of your financial accomplishment.



If you can catch yourself blaming others or complaining about your financial distress, it should be always remembered that you are charged for your accomplishment and look for the reasons for your failure. To break the way, you think like a victim, you should regularly compile a list of bad transactions and analyze how much risk you are at: Am I red for the third month in a row because I’m going shopping too? Would it be smarter to do a little more analysis on the fund that the bank persuaded me to purchase and resulted in its depreciation?

Instead of complaining, you should concentrate on the points where you can make changes and do something for your well-being. After that, by you, the path to riches can be taken consciously.


Chapter 6 – People who should have a positive attitude towards cash are future millionaires.


The notion that is common, not amongst the millionaires, but people without tools, is that virtue and wealth are incompatible.

To get rich, you must love cash too. It is poor people who often have negative thoughts about riches. They fear that someone will just love them because of their cash, or worse, turn them into evil individuals. Besides, they fear wealth-related jobs and responsibilities that pose obstacles in many areas.

Anyone who just comprehends the restrictions blocking the path to fortune and feels they have failed is missing the chance to make money. On the contrary, by rich individuals, it is felt good about business occasions and possible profits. They are ready to take calculated risks and are always optimistic that they can regain their money after losing.

Large risks equate to great returns is the benefit of seizing risky occasions. When you hopefully jump on occasions and put possible barriers on the cold shoulder, your fortune will grow.



Loving the rich is also significant if you desire to get rich. Negative emotions such as the poor’s distrust of millionaires and jealousy deprive them of success. If you belittle rich individuals, you can never inherently become one of them. And you will never desire to build relationships with wealthy people who can give you valuable guidance about your financial accomplishment.

And therefore, embracing a millionaire’s way of thinking means thinking more positively about money. If you esteem what you want yourself to have – in this case, fortune- you’re more likely to get it. If you discover to appreciate wealthy individuals and don’t hate their money, you can be one of them.


Chapter 7 – When you give everything, getting rich can be accomplished by you.


It is wealthy human-beings who know from the very beginning that their target is prosperity, and thus a no-strings commitment to their well-being is developed by them. Only people who want to get rich but set limits on how much they are willing to do or willing to sacrifice remain poor.

Only those who will get rich are people who are fully engaged to fortune and bet their lives on it. For example, part of this commitment is to work hard 16 hours a day for an unlimited period and admit that you will have less freedom.

Among the significant components are challenging yourself and keeping going to work on yourself. Fortune grows only if you grow. If you desire to familiarize yourself with fortune strategies, it is certainly necessary to keep going to your studies, join seminars, and read books on capital investment and investment. The better you know the world of money, the more money you can gain.

After all, committing means starting a business or entering a profitable industry; because of tending to own some kind of company by wealthy individuals. While the luck factor also plays a role in the achievement of a job model, if you haven’t taken the first step – making a business plan that will bring money in the next – your fortune won’t make sense.



Regardless of your position, starting to work with excitement and curiosity in the sector you desire to be is the best strategy. If you have the aim of opening a restaurant chain, you will find out the most if you are working in the catering sector and get figures from your business and executive.

If you don’t have any innovative job opinions, you can skip to most of the others. In this situation, to become a millionaire (or more) you require to make a deal with yourself and be completely committed to following your job opinions.


Chapter 8 – If being a millionaire is desired by you, achieve the stars.


While millionaires are willing to have a lot of money, what everyone begs is only to have safe and adequate revenue. The universe will in turn fulfill these requests since the scale of riches you are considering also plays a role.

The equation is easy: big thinking is what guides to big actions that open the door to making big bucks. What equates to a small revenue is small thinking.

Problems are experienced by most human-beings in providing a large-scale service for a large market. Those who desire to be wealthy should be asked how many individuals they can reach with what they do. 20 or 20,000? Since the number of human beings, your address with your activity is reflected in your income, you should consciously decide whether you want to reach thousands of people or the whole world.



Services that are personally provided are objectionable in this case. For instance, if you are an expert masseur, it will be physically improbable to serve X number of clients in 24 hours. At most, you can aim for a solid revenue. However, future millionaires do not limit their revenue because time is a limiting factor. Therefore, it is not a good idea to get paid for the time you work. Due to wealthy individuals and those who desire to get rich are paid not for time, but for the quality of their results, quality has no limit. They wouldn’t desire to be masseurs, but they desired to eventually own a chain of massage studios and get wealthy that way.

Nevertheless, what if you haven’t learned to think on a large scale? In this situation, it would be reasonable to surround you with people who also reach the stars. In other words: “If you desire to fly with eagles, don’t swim with ducks!” By accomplishing human-beings, others aren’t only infected with ambitious thoughts but are shown how to take the essential steps to succeed.


Chapter 9 – Money can only be enhanced by you if managed accurately.


Making large sums of money is one thing, while not allowing it to slip through your fingers and grow is another. Very significant factors for reaching riches and prosperity include dispensing with money disciplined and handling money wisely.

By many people, it is mistakenly thought that high revenue is the just thing that makes you wealthy. However, the correct way to measure a human being’s riches is their net worth, i.e. the cash value of all their assets. The significant thing is savings and investment gains. By you, it should be strived to have as much net revenue as possible and invest your money with the financial future in mind.

By individuals who have an overview and make a long-term financial plan, a great balance between revenue, expenses, and savings can be struck. The worth thing is to find yourself an esteemed financial planner to assist you in this process.

It is also very significant to have a passive revenue – or the cash you gain from working, for instance, the return you get from stocks or mutual funds. If by you, getting wealthy is desired, handling your money rather than hiding it under your bed should be begun. Whether it is an actual estate, land, or a promising business concept, there are many ways to invest to grow your money fast.



Divide your revenue across distinct bank accounts! Set aside 50 percent for overheads and put 10 percent of each dollar you gain into an account that is strictly reserved for capital investments or other investments with passive revenue streams. Besides, 10 percent needs to be credited to a pleasure account so you can do something nice and feel like a millionaire – such as going to a specialty restaurant and ordering the pricier item on the menu.

Saving is also part of saving money. It is very significant to keep the cost of living to a minimum. If you waste your high revenue buying pricey cars and designer clothes, you are going to never be wealthy. Individuals who will become millionaires are just human-beings who consider long-term and are willing to forgo instant gratification.


Chapter 10 – If by you, achievement and wealth is desired, you have to consider yourself very well.


Their appreciation and conviction that they deserve to be wealthy are what distinguish wealthy individuals from less wealthy ones. By less wealthy human-beings, they are often seen as worthless and do not believe in themselves. They continue to fail financially because they consider they are not worth it and – often unconsciously – take a step back when it comes to distributing funds.

Because wealthy individuals are convinced of their value, they also comprehend how to promote themselves, their job opinion, or their company. Leaders are often wealthy as they get more in these positions. However, to be a manager, by you, finding followers, that only works if you sell your opinions well, is required.



Many of those who fail are said to be rude to “steal your pipe”. But, in the world of money and job, this attitude is: “If I don’t steal my pipe, who will?” The major reason why selfless human-beings never get wealthy is that they refuse to advertise.

To recognize your worth and then sell it to others, you are required to find out where your skills are because you can put them into a service or product in your job and achieve too many. You must look for the right product, as it has to be something you can 100 percent support.

Well, what can you do to feel like a millionaire and consider better about yourself? Soak up the mood of the wealthy and indulge yourself with something you’ve won – head to a luxury gym or tennis club, or grab a coffee at the city’s most pricy hotel.

Due to everyone having choices about how they desire to become wealthy, just those who believe in themselves can convince others to believe them too.


Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker Book Review


What is preprogrammed by the thought and action patterns we find out as children are our level of well-being. We can only switch it if we consciously notice it, actively embrace a fresh attitude, and put “millionaire thinking” in our mind. 


How does the balance of our bank account represent the way we conceive?

  • The things that preprogram our fortune are certain thought patterns.
  • Our thinking patterns are formed by what our parents teach us about cash.
  • What we unthinkingly produce again is our parents’ revenue strategies.

How can we control the mindsets we discovered as kids?

  • Before you switch your thinking, do a comprehensive inventory.
  • Breaking the model: with novel leading principles and novel actions.

Which attitudes should be embraced regarding money and fortune if being a millionaire is desired by us?

  • If you desire to become rich, you must find out to take destiny into your own hands.
  • People who should have a positive attitude towards money are the coming millionaires.
  • You can become wealthy if you give everything.
  • If being a millionaire is desired by you, achieve the stars.
  • You can only earn money when you manage it accurately.
  • If you desire to be accomplished and wealthy, you must think of yourself very well.


Download Pdf


https://goodbooksummary.s3.us-east-2.amazonaws.com/Secrets+of+the+Millionaire+Mind+by+Harv+Eker+Book+Summary+-+Review.pdf


Download Epub


https://goodbooksummary.s3.us-east-2.amazonaws.com/Secrets+of+the+Millionaire+Mind+by+Harv+Eker+Book+Summary+-+Review.epub


Audiobook


Savaş Ateş

I'm a software engineer. I like reading books and writing summaries. I like to play soccer too :) Good Reads Profile: https://www.goodreads.com/user/show/106467014-sava-ate

Recent Content